Medicare Insurance Broker in Texas Offers Advice on Turning 65 Medicare and Supplement Plans
Smart Medigap Plans, based in Grapevine, TX, wants to emphasize that Mike Hagan, an independent Medicare insurance broker, is offering one-on-one consultation for seniors turning 65 and other seniors who want to reduce their current premiums. Medicare is a federal health insurance program in the US for people who are 65 or older. Meanwhile, Medicare supplement plans or Medigap is a kind of extra insurance provided by a private health insurance firm to help pay for coverage not included in the original Medicare.
Mike Hagan says, “When you call me you will be talking to a real person that wants to help you, not a frustrating automated machine. My goal is to bring clarity and help you understand your Medicare insurance options so that you can make the right choice for your personal situation. My years of experience in the industry will demystify the process and help you to understand your options so that you can make an informed decision. I will help you feel confident and comfortable with making the right insurance choices for your personal needs.”
For those who are new to Medicare or seniors who are turning 65, they will need to go through a six-point process. First of all, Mike Hagan will walk them through on how they can enroll in Medicare A and B. In the second step, he will arrange to talk with those who are turning 65 three months before that important event to study the various options that are available. Third, he will talk with the client, either in person or over the phone, to give advice on whether to choose Medicare Advantage or Medicare supplement based on the client’s budget and needs.
In the fourth step, Mike Hagan will go over with the client the various plan options and choose from the 30 insurance carriers that he works with to discover the best plan for the client. Fifth, he will help the client enroll in the chosen plan and put the client in dental / vision, prescription drug coverage if desired. Sixth, he will follow up with the client every three years to ensure that the client is still in the best plan and search for the lowest price possible.
For seniors who are already beyond 65 years old and are already enrolled in Medicare, Mike Hagan, as Medicare advisor, will offer a four-step plan. In the first step, he will work closely with the client to review their budget and specific requirements to determine the best possible plan. In the second step, they will find out the specific plan that the client currently has, whether it is Plan G, Plan F, Plan N, etc. Third, he will shop the client’s plan through the 30 insurance carriers to determine the most appropriate plan for the client. Fourth, he will assist the client in enrolling in the plan that was selected in step 3.
Smart Medigap Plans LLC is an independent insurance agency serving clients throughout Texas, offering insurance products and services to those who are eligible for Medicare, namely those who are 65 or older. Their products include Medicare Supplement (Medigap) plans; Medicare Advantage; Prescription Drug (Part D); and Hospital Indemnity, Cancer, Dental and Vision coverage. Smart Medigap Plans is in no way affiliated with Medicare. It is an independent agency that provides Medicare insurance solutions.
Mike Hagan says, “Medicare supplement (Medigap) insurance can help pay some of the health care costs that original Medicare does not cover, like copayments, coinsurance, and deductibles. Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medicare supplement insurance policy pays its share.”
Those who are in need of turning 65 Medicare advice can visit the Smart Medigap Plans website or contact them through the phone or via email.
For more information about Smart Medigap Plans, contact the company here:
Smart Medigap Plans
Smart Medigap Plans
2451 W Grapevine Mills Cir #617
Grapevine, TX 76051